Retirement Plans and Retirement Confidence in Higher Education
EBRI Notes
March 2006, Vol. 27, No.3
Paul Yakoboski, TIAA-CREF Institute
Article summarizes the results of the inaugural Retirement Confidence Survey of College and University Faculty, which indicates that America's higher education faculty are confident n their prospects for a comfortable retirement and, relative to all working Americans, they are doing a good job of preparing for retirement.
Recruitment, Retention, and Retirement in Higher Education
Building and Managing The Faculty of the Future
Conference Volume: TIAA-CREF Institute Series on Higher Education
Edward Elgar Publishing, 2005
Edited by Robert L. Clark, North Carolina State University and Jennifer Ma, TIAA-CREF Institute.
Recruitment, Retention, and Retirement: Compensation and Employment Policies for Higher Education
May 2005
Robert L. Clark, North Carolina State University and TIAA-CREF Fellow
Madeleine B. d’Ambrosio, TIAA-CREF Institute
Educational Gerontology
Can Equities Correct the Course?
NACUBO Business Officer
February, 2005
A closer look at the 2004 NACUBO Endowment Study reveals the continuation of several trends: greater allocations to alternative investments, increased reliance on external money managers, and yearly decision making about spending rates.
Endowment Managers See Slim Pickings
Business Officer online
www.NACUBO.org
February 28, 2005
In the absence of imminent market threats and exciting new investment opportunities, reducing risks was a key topic at the 2005 NACUBO Endowment Management Forum. Speaking to the theme of "Achieving Investment Success in a Low-Return Environment, " presenters indicated that "achieving success" means avoiding big mistakes in today's market environment.
Endowments: On the Road to Recovery
NACUBO.org
March 10, 2004
Article that looks at the effects of the bear market on endowment earnings and on college and university operating budgets -- topics which dominated the discussions at the NACUBO 2004 Endowment Management Forum.
Reducing Retirement Income Risks: The Role of Annuitization
Benefits Quarterly
Fourth Quarter, 2003
Article reviews the changing role that insurance, especially life annuities, plays in solving the retirement income problem and why annuities are not widely purchased by retirees.
Participant Contribution and Asset Allocations During the Recent Bull and Bear Market: Evidence From TIAA-CREF
Benefits Quarterly
Fourth Quarter, 2003
Article examines the defined contribution plan behavior of a large number of TIAA-CREF participants during the bull and bear markets of the 1986-2002 period.
The Impact of the 2003 Tax Law on College Savings Options
MorningstarAdvisor.com
July 31, 2003
In this article the author presents some numerical analysis that compares saving with a 529 plan, Coverdell, UGMA, and taxable mutual funds, in light of the recent tax law changes.
Saving for College with 529 Plans and Other Options
Journal of Retirement Planning
September-October 2002
Article that analyzes saving with 529 plans and several other options in light of the 2001 tax law changes.
Financial Planning and Wealth Accumulation: Identifying Individuals' Propensity to Plan
Journal of Retirement Planning
July-August 2002
Summary of recent research that addresses the strong correlation between financial planning and financial security in retirement.
What Do Past Stock Market Returns Tell Us About the Future?
Journal of Financial Planning
July 2002
This study reviews and critiques several recent studies that conclude that long-run real stock returns will be below historic levels, and the equity risk premium will be below historic averages -- and perhaps negative.
Protection That Lasts as Long as You Do
MorningstarAdvisor.com
April 18, 2002
Article addresses two commonly asked questions about annuities: 1) What advantages does a fixed annuity provide over a bond portfolio earning the same interest rate? and, 2) What are the trade-offs between a pure lifetime annuity and an annuity with a guaranteed period certain?
Reducing Negative Surprises in Retirement
MorningstarAdvisor.com
January 29, 2002
Summary of research paper title "Retirement Consumption: Insights from a Survey" that highlights the important role that advisors have in retirement planning for their clients.
Assessing Retirement Preparedness With Planning Software: 1998 Update
Benefits Quarterly
4th Quarter, 2001
Article presents updated estimates of Americans’ financial preparedness for retirement.
Making Retirement Income Last a Lifetime
Journal of Financial Planning
December, 2001
Compares and contrasts the potential longevity of various portfolios with and without annuitization.
Long-Term Care Insurance – The Forgotten Planning Tool
Journal of Retirement Planning
November-December, 2001
Evaluation of the importance of long-term care insurance as a financial planning tool and as an indispensable part in preserving the total portfolio value.
The Investment Implications of Lower Stock Prospects
AAII Journal
October, 2001
Article that summarizes the predictions made by many experts that future long-run real stock returns will be below historical levels and that the equity risk premium will therefore be either well below historical levels or negative.
Miracle Growth?
Investment Advisor
September, 2001
Article provides several numeric simulations comparing Section 529 plans with other college savings vehicles. Changes in the EGTRRA of 2001 played a significant role in making 529 plans the most attractive option.
